Thank you — Your Application is Submitted

What happens next

1. Identity & credit checks run automatically (LexisNexis + Equifax).
2. Most applications are auto-decisioned within minutes; a small number go to staff for manual review.
3. If approved, you'll receive your loan agreement and TILA disclosures by email (via DocuSign).
4. Funds are disbursed via a USIO virtual card you can use to pay your USCIS fee.
5. Your first payment will be drawn via Repay ACH per your schedule.